VA loans
A program that allows most veterans to purchase a house without a down payment.
Variable interest rate
A loan rate that moves up and down based on factors including changes in the rate paid on bank certificates of deposit or
Treasury bills.
Variable rate
An interest rate that changes with fluctuations in such indexes as the U.S. Treasury bill index.
Variable rate mortgage
A loan with an interest rate that hinges on factors such as the rate paid on bank certificates and Treasury bills.
Vaulted ceiling
An elongated half-cylinder that arches above the floor.
Verification of deposit
Part of the loan process, in which a lender will ask a borrower's bank to sign a statement verifying the borrower's account balances
and history.
Verification of employment
Part of the loan process, in which a lender asks the borrower's employer for confirmation of the borrower's position and salary.
Vestibule
A small entrance hall or room.
Veterans Administration (VA)
The U.S. Department of Veterans Affairs operates a variety of programs to help veterans. One of the key plans it oversees is the
VA loan program, which allows most veterans to purchase a house without a down payment.
Victorian style
An architectural style that dates from the mid-19th century.
Vinyl-clad windows
Wood windows sheathed in vinyl on the outside.
Voluntary lien
A lien that a homeowner willingly gives to a lender.
Debbie Bachmann
BOISE IDAHO AREA REAL ESTATE
BOISE LUXURY HOMES
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